Are you unable or unwilling to pay your debt? Here’s how to tell if you have taken too much credit on your plate and whether you can afford it under the current repayment plan. You regularly miss monthly repayments When you take a loan to finance a purchase, the creditor grants the loan under an […]
Signs You Can’t Pay Current Debt and Need Debt Counselling Read More »
The S&P downgrade of SA’s foreign currency debt to junk status has been all over the news of late and a talking point for many South Africans. It’s media hype my die down eventually but its actual effects will have a longer stay. It will undoubtedly the economy on a large scale and affect consumers,
How “Junk Status ” Downgrade Will Impact Consumers Read More »
WHAT IS A CREDIT SCORE In South Africa a credit score is a three digit number that allows various credit providers (companies that offer your credit) to assess your credit worthiness and ability to to pay back your loan. The shortest answer would be simply its a risk factor indicator. If your score is low
How to improve your credit score in 6 steps Read More »