Credit Savvy

Electricity prices are always on the rise and utility bills are getting ugly with Eskom not being the most reliable service provider along with more people being added to the grid every year the pressure on the South African infrastructure is high. To keep up with demand costs will be incurred by the consumer so […]

When a recession hits everyone is affected, government, foreign investors, businesses and of course the consumer. Nearly every consumer will feel an impact from a recession. There has been no escaping. The root causes were universal and have a domino effect. Since a recession is an unavoidable occurrence when it does it, it’s important to

Let’s face it whether you’re in debt or not we could always use some extra money at the end of the month, to put away for emergencies or for the future, but this is easier said than done. For many South Africans saving money isn’t something they think about or its thought of as daunting

Let’s face it, times are tough, with junk status and the state of the economy we all need to start running a tighter ship and cutting out a few unnecessary expenses. For single-income families, this can be especially true as one pay cheque doesn’t seem to go as far as it did a few years ago. If

Like most indebted South Africans, you have to manage multiple accounts, credit cards and unexpected bills. You probably wonder how to pay it off quicker. Should you make minimum payments on all debts? What about saving money on accumulated interest? Can debt consolidation be your answer to eliminate debt? Avoid paying only the minimum instalments

Not all debts are created equal in South Africa. It depends on the type of loan one is taking and the choice of interest rate: fixed or variable/flexible. Before incurring more debt, pay attention to payback terms and interest rates, as it can make all the difference in your budget and debt repayment plan. Most