Credit Savvy

Debt can be a significant burden for many South Africans, causing financial stress and affecting overall financial well-being. However, with strategic planning and disciplined financial habits, it is possible to pay off debt faster and regain financial freedom. Here are some practical tips for South Africans to accelerate their debt repayment journey. In conclusion, paying […]

The South African Reserve Bank (SARB) recently announced a repo rate increase, which has significant implications for those who are in debt. Repo rate refers to the interest rate at which commercial banks borrow money from the central bank. When the repo rate increases, it becomes more expensive for banks to borrow money, and this

Debt can be a double-edged sword. While it can provide us with opportunities and financial flexibility, it can also lead to financial stress and hardship if not managed wisely. Unfortunately, many people fall into bad debt habits that can have long-term negative consequences on their financial well-being. In this blog post, we will explore some