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What is a Credit Score in South Africa?

Improve your Credit / Cameron Nel

Unfortunately, not every South African has the luxury of not “paying back the money” and for those who don’t, this can result in penalties to your credit score that will affect your financial well-being well into the future. Having a poor credit score can result in you struggling to finance big-ticket items you may need […]

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Know Your Consumer Rights as a South African

Credit Savvy / Cameron Nel

A major part of South Africa’s economic growth is increasing the amount consumers’ as well as the amount of consumer spending that happens annually within the country. When consumers spend on goods and services they drive up production and facilitate growth in a range of sectors and are the machine that keeps the countries economy moving forward.

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What Does it mean to be Blacklisted In South Africa?

Debt Review / Cameron Nel

What are the consequences of being blacklisted? So you’ve heard the dreaded term before, blacklisted, but how do you get blacklisted in South Africa?. In the current financial climate in South Africa, many people are under some form of financial stress. You may even have fallen behind on some of your credit payments and tried

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How to avoid losing your Car to Debt- South African’s Debt Crisis

Credit Savvy / Cameron Nel

South Africans are still not coming to terms with their finances and how to better use financial instruments, this has landed them so deep in debt that most of them have no idea how to get out of it, forcing the most desperate to sell their cars. When faced with this sort of crisis and

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Facts About Loans For Candidates With Bad Credit

Uncategorized / Cameron Nel

Many of us face unforeseen problems due to bad credit from time to time and with it comes the feeling of being lost as you are not able to come out of an emergency situation. For those in these dire straights, there may be hope as they could still be eligible for getting the assistance

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Top 10 Tips To Reduce Your Water Bill in South Africa

Credit Savvy / Cameron Nel

Even if you’re not within the boundaries of the Western Cape conserving water should become a habit, not only for this generation but for generations to come. So how can you save water around your home? Here are a few helpful tips and practices. Shower, and do it quickly. You can use less water if

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